Hope A. Debose is an agent who believes in providing exceptional customer service. She is fully versed in all aspects of the current real estate market and will gladly use her expertise to help you buy or sell a home. Hope can customize a plan to meet your personal needs and goals. As an agent, Hope strongly believes in educating clients throughout every step of the process, so that they will have the information needed to make the best possible decisions. She believes in going above and beyond the call of duty to help clients fulfill their dream of home ownership. Hope welcomes the opportunity to use her skills and knowledge to make your home buying or selling experience a pleasurable one. Give Hope a call and let her get to work for you.
COMMON ASKED QUESTIONS
Q&A for First Time Home Buyers
Why should I buy, instead of rent?
A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner.
Can I become a homebuyer even if I have I've had bad credit, and don't have much for a down-payment?
You may be a good candidate for one of the federal mortgage programs. Start by contacting one of the HUD-funded housing counseling agencies that can help you sort through your options. Also, contact your local government to see if there are any local homebuying programs that might work for you. Look in the blue pages of your phone directory for your local office of housing and community development or, if you can't find it, contact your mayor's office or your county executive's office.
Should I use a real estate broker? How do I find one?
Using a real estate broker is a very good idea. All the details involved in home buying, particularly the financial ones, can be mind-boggling. A good real estate professional can guide you through the entire process and make the experience much easier. A real estate broker will be well-acquainted with all the important things you'll want to know about a neighborhood you may be considering...the quality of schools, the number of children in the area, the safety of the neighborhood, traffic volume, and more.
COMMON ASKED QUESTIONS
Q&A for First Time Home Sellers
When is the best time to sell my home?
This frequently asked question cannot be answered with a simple or general answer. Every real estate market is different, therefore, the best time to sell a home will be different from real estate community to real estate community. In most cases, the spring months are the best time to be selling a home. The spring months will vary from community to community.
How is the real estate market right now?
A frequently asked question from home sellers before listing their home for sale is related to the local real estate market. There are many market indicators that a top producing Realtor should be able to share with you to help explain the condition of the local real estate market. One of the most important indicators on market conditions is average days on the market.
What steps should I take to prepare my home for sale?
There are several things you need to know before listing your home for sale! A frequently asked question from home sellers before listing is what steps should be taken before listing their home. Not properly preparing a home for sale can put a home owner at a huge disadvantage.